Bank services

Bank operations,realizing in Reprezentative Office,

 «ENERGBANK» TSCB

Reprezentative Office realizes technical functions (except admission of the decision in risk administration) of the adopting information and data on the following bank services:

              -accepting noninterest bearing and interest bearing deposits, time deposits,etc. with

                registration of the corresponding documents. The contracts are signed on behalf of the

                bank;

              -discount services by the system «Bank-Client» and realizing the payments from the

                individuals or legal entities. The contracts are signed on behalf of the bank;

              -cash operations (including foreign exchange) according to the Regulation of foreign

                exchange transactions in TSCB «Energbank» ;

              -foreign exchange transactions;

              -transactions via  the international payment systems;

              -accepting payments for the municipial services,electricity,phone,etc. from individuals;

              -the consultive support;

Bank operations,realizing in Branch Offices/subsidiries,

 «ENERGBANK» TSCB

Branch Offices/subsidiries realize  the following operations:

               -accepting noninterest bearing and interest bearing deposits , time deposits, etc.;

               -lending consumption  credits ( mortgage, factoring with or without  regress, financing

                of commercial transactions) with the Credit Committee permission;

               -transactions on the account of the customers or the bank (except underwriting)with:

                               -financial instruments (cheques, bills, deposit certificates and etc.);

                               -financial futures and  options on securities and interest rates with the Central

                                Office  permission;

                               -instruments, based on the interest rates, approved by the Bank Council;

                               -securities with the Central Office permission;

                -cash transactions;

          -issuing and managing payment instruments (credit or payment cards, traveller cheques,

                 bank bills, etc.);

                -foreign exchange transactions;

                -financial leasing according to the Credit Committee decisions;

                -futures of selling foreign currency with the Central Office permission;

                -providing services afferent to credit, approved by the Bank Administrative Council;

                -other financial transactions/services allowed by the Moldovan National Bank.